Trasactional Funding

Simple funding.

Whether you’re a real estate investor or wholesaler, we’ll fund your deals fast – no credit check required. We cover EMD, double closings and any other pre-closing funds needed.

So What's It Cost?

EMD Funding

We charge a flat 40% return on all EMD deals with a $500 minimum return. That means IF the deal closes, we would receive the initial amount plus 40% less the deposit. A deposit is due up front as a non-refundable fee to pay our transaction coordinator.

Double Close Funding

We charge a flat 1.5% fee on all double closings up to $1M with at least 1 weeks notice. If you need the money quicker than that we will have to review to confirm. Our minimum return is $1,500 on smaller deals.

Seller Carryback Funding

We charge a flat 2.5% minimum fee on seller carry-back deals with at least 1 weeks notice. If you need the money quicker than that we will have to review to confirm. Our minimum return is $2,500 on smaller deals.

Frequently asked questions

How much do you charge?

We charge 40% return for EMD funding and 1.5% for double close funding up to $1M to start. These numbers can change depending on duration of the deal and risks involved. Seller carry-back funding starts at 2.5% for the added work. All deals have a $1,500 minimum return.

Are there any up-front fees?

For EMD, we charge either $250 or $500 (for EMD of $5000 or more) up front to pay our team for underwriting and processing the deal. Sadly we must do this so we don’t end up losing money by funding your cancelled deal. This fee will come out of the return at closing, so if you are confident in your deal closing this will have no effect on you!

What qualifies as double closing?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.

Here’s how it works:

First Transaction: The investor agrees to purchase the property from the original seller.

Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

What qualifies as a seller carry-back (Stack Method)?

A seller carry-back deal involves a hard money or DSCR loan being used to purchase a property. The remaining amount needed for purchase is funded by the seller via a seller carry-back. This amount is typically equal to the down-payment and closing costs.

If you have a deal like this, the lender will likely require you to bring the down-payment to close and then be reimbursed by the seller carry-back. IF the lender approves, we can fund that down-payment for you to close the deal.

Can you fund EMD for end buyers?

We can fund EMD for end buyers with 3 HUDs to show prior experience. We also require you and the seller to sign an addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.

Is there a max amount you can fund?

We will fund up to $100k on EMD and $100M for double closings. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

How quickly can we get our deal funded?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If your deal does not close, we do not charge you any additional fee. Your only cost would be the up front fee for EMD deals since our transaction coordinators have already worked on the deal for you.

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